Coverage Enhancements
Detailed options for more protection.Depending on your plan, we offer increased protection.
If you have liability insurance with ProTek:
- Increased aggregate limit to $3 million on all policies
- Defense costs paid (unlimited for covered claims)
- Maximum charge for all specifically endorsed additional insureds and waivers — $500 per policy year
- Automatic additional insured — managers or lessors of premises
- Each location and each project — equal to general aggregate
- Waiver of subrogation included
- HIPAA legal coverage — $50,000
- Limited product withdrawal expense — $10,000
- Property damage to borrowed equipment and customer goods — $10,000
- No fault medical payments — increased from $5,000 to $10,000
- And 12 other features
If you have property insurance with ProTek:
- Business income and extra expense — actual loss sustained to $300,000
- Employee theft — $25,000
- Property off premises — $25,000
- Voluntary parting or fraud — $10,000
- Exhibition coverage — $25,000
- Salesperson sample — $25,000
- Electronic data processing equipment, data and media — $50,000
- Property in transit — $50,000
- And 62 other features
All other lines of coverage including (but not limited to):
- Commercial auto
- Workers' Compensation
- Professional/E&O liability
- Cyber liability
- Inland Marine
- Ocean cargo
- Employment practices liability (EPLI)
- Directors and officers (D&O)
- Crime
- Environmental/Pollution liability
If you need excess/umbrella coverages, limits up to $5 million are available.
Note: All coverages are subject to the policy terms and conditions.
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Learn how we can help protect your medical device business.